Uber on weekends, DoorDash after work, a cleaning route, hair on Saturdays. Nobody withholds for you, and April is where it goes wrong. Describe what you make and what it costs you. You get the number to set aside every week, the four dates, and the deductions you didn't know you had.
Free plan
Rough numbers are fine. Mention your day job if you have one — it changes the answer.
Why this exists
15.3% self-employment tax, plus income tax, minus the deductions you actually have (mileage is the big one). The plan is: set aside the right percentage every week and send four payments. That's it.
How it works
What you do, what it pays, what it costs, whether you have a W-2 job.
A percentage to move to savings every payout, your quarterly estimate, the four due dates, and the deductions you're missing.
A one-page checklist of what to track (miles!) so April is a form, not a surprise.
Plans
For one gig worker, or licensed by a credit union, a union local or a tax pro for all of theirs.
Your set-aside plan, a filled-in estimate for each quarter, the deduction list with what to track, and the 1040-ES walkthrough.
Branded planner for your clients or members.
All prices in USD, handled by Stripe. The free plan never goes behind a paywall.
Common questions
It's an estimate, not tax advice. Side-Income Tax Planner calculates a plan from the numbers you enter using current IRS rates, but it doesn't know your full return. Confirm with a tax professional or the IRS before relying on it.
The tool asks what you make and spend on your side work — driving, delivering, cleaning, cutting hair, freelancing — and turns that into a percentage to set aside every week. It's built on public IRS guidance (Schedule C, Schedule SE, Form 1040-ES), but it can't account for your complete tax situation, so treat the number as a starting point and check it with a professional.
Your plan includes your quarterly estimated-payment amount and the four dates tied to it, based on Form 1040-ES guidance. Because the tool only sees what you typed, confirm the exact dates and amounts with the IRS or a tax professional before you pay.
The plan is meant to surface the deductions most gig workers overlook, based on Schedule C and Schedule SE rules. It's an educational estimate from the numbers you give it, not a review of your full financial picture — a tax professional can confirm what actually applies to you.
Your first plan is free, per the tool's own description. The material provided doesn't say anything about storing or saving what you type, so we can't confirm one way or the other — ask the tool's provider directly if that matters to you before entering real numbers.
Es un estimado, no asesoría fiscal. Side-Income Tax Planner calcula un plan a partir de los números que usted ingresa, usando las tasas actuales del IRS, pero no conoce su declaración completa. Por favor, confirme con un profesional de impuestos o con el IRS antes de basarse en él.
La herramienta le pregunta cuánto gana y cuánto gasta en su trabajo adicional — manejar, repartir, limpiar, cortar cabello, trabajar por cuenta propia — y con eso calcula un porcentaje para apartar cada semana. Está basada en guías públicas del IRS (Schedule C, Schedule SE, Form 1040-ES), pero no puede tomar en cuenta toda su situación fiscal, así que trate ese número como punto de partida y confírmelo con un profesional.
Su plan incluye el monto de su pago estimado trimestral y las cuatro fechas relacionadas, basadas en la guía del Formulario 1040-ES. Como la herramienta solo ve lo que usted escribió, confirme las fechas y montos exactos con el IRS o con un profesional de impuestos antes de pagar.
El plan busca mostrarle las deducciones que la mayoría de los trabajadores independientes pasan por alto, basándose en las reglas de Schedule C y Schedule SE. Es un estimado educativo hecho con los números que usted proporcionó, no una revisión de toda su situación financiera — un profesional de impuestos puede confirmar qué le aplica realmente a usted.
Su primer plan es gratis, según la propia descripción de la herramienta. El material proporcionado no menciona si lo que usted escribe se guarda o se almacena, así que no podemos confirmarlo con certeza — le recomendamos preguntar directamente al proveedor de la herramienta antes de ingresar información real.
Built by the same team, free to try.